Profile

Results

I work with you on a personal level to determine the best solutions for your unique needs, then leverage my seasoned expertise to achieve the best possible results.

Relationships

I am your trusted partner in success. I offer a full range of professional services at a fair price to give you the individual attention that you deserve.

Relief

Rest assured that when a need arises, I am ready and capable to handle everything for you so you can focus on what matters most to you.


John H. Boyle, CFP®, EA, CTC, CEPA

Year of Birth: 1986

Formal Education after High School:

  • Excelsior College, BS, Business, 02/2014
  • University of Colorado, Denver, Attended 06/2012-05/2013
  • University of Colorado, Boulder, Attended 09/2010-07/2011
  • Red Rocks Community College, AAS, Accounting, 05/2009

Business Background for the last 5 years:

  • Arizona Foothills Tax Accounting Inc., Owner/CEO, 01/2021 to Present
  • Integrum Wealth Management, LLC (fka Summit Wealth Financial Planners, LLC), Chief Investment Officer/Chief Compliance Officer/Investment Adviser Representative, 09/2017 – Present; Managing Member 08/2018 to Present
  • Rocky Mountain Wealth Architects, LLC, Managing Member – Present; Insurance Agent, 11/2015 – 08/2018; Chief Compliance Officer/Investment Adviser Representative, 01/2017 – 09/2017
  • Greenz Supply LLC, CFO, Minority Owner, 05/2019 to 12/2019
  • Sky High Real Estate LLC, Member/Manager, 01/2019 – 09/2019
  • vCandidates.com, Inc., CFO, Minority Owner, 06/2018 to 05/2019
  • Voya Financial Advisors, Inc., Registered Representative and Investment Adviser Representative, 12/2015 – 12/2016
  • Titan Trading, President, 05/2014 – 11/2016
  • Pruco Securities, LLC, Registered Representative and Investment Adviser Representative, 08/2014 – 11/2015
  • The Prudential Insurance Company of America, Licensed Insurance Agent, 08/2014 – 11/2015

Professional Designations:

Certified Financial Planner™ (CFP®)

The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”).

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 88,000 individuals have obtained CFP® certification in the United States.

To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

  • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
  • Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
  • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
  • Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:

  • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
  • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.

CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.

Enrolled Agent (EA)

This is a tax designation often obtained by those who focus on preparing income or estate tax returns. The special agent exam administered by the Internal Revenue Service (IRS) is broken down into four three-hour sessions spanning two days. The test covers personal, estate and corporate taxes, as well as ethics and Internal Revenue Service regulations, but does not include straight accounting, auditing, or bookkeeping of any kind.

At least 72 hours of continuing education credits over a three-year enrollment period, with a minimum of 16 hours each year, and six hours of ethics training over a three-year enrollment period is required to maintain the designation.

Enrolled Agents receive their right to practice from the U.S. government (CPAs and attorneys are licensed by the states). Enrolled agents, like attorneys and certified public accountants (CPAs), have unlimited practice rights. This means they are unrestricted as to which taxpayers they can represent, what types of tax matters they can handle, and which IRS offices they can represent clients before. Enrolled Agents are required to abide by the provisions of the Department of Treasury’s Circular 230, which provides the regulations governing the practice of Enrolled Agents before the IRS.

Certified Tax Coach™ (CTC)

Certified Tax Coaches are tax professionals with advanced training in proactive tax planning, who specialize in finding deductions, credits, loopholes, and strategies to help their clients pay less tax. The Certified Tax Coach designation denotes financial expertise, tax planning excellence, and outstanding customer satisfaction.

All Certified Tax Coaches attend an intensive, three-day proprietary training academy, and are required to attend 24 additional hours each year of continuing professional education in proactive tax planning. Attendees become well versed in high-impact tax planning strategies, and are offered additional continuing education courses to expand their specialized knowledge.

Professionals with the Certified Tax Coach designation know how to save their clients thousands of dollars that would otherwise be wasted on unnecessary taxes.

Certified Exit Planning Advisor (CEPA®)

The CEPA® conferred by the Exit Planning Institute, the CEPA program is designed for business advisorswho work closely with owners of privately-held companies. CEPA advisors help business owners exit their companies while achieving their personal, business, and financial goals.

Using an executive MBA style format, the program is designed around a central case study and uses a combination of lectures, group discussions, case studies, and individual exercises to introduce participants to concepts and to reinforce skills. To receive the CEPA designation, candidates complete a rigorous 5-day program consisting of approximately 100 hours of pre-course study, 33 hours of classroom instruction, and successful completion of a 3.5 hour proctored examination.